Complete, Accurate, & Up to Date.

It's that very special time of the year when many Americans are receiving invitations to their annual office holiday party. If you're one of them, you'll probably look forward to the event with great excitement-until you start to recall the blunders of years past.

December is National Write a Business Plan Month - so designated to encourage unhappy employees to become their own satisfied bosses. Whether your goal is to own your own business, become a consultant,

a speaker or an author, you'll need to start with a business plan.

When you're driving, you want to be sure you're covering all your blind spots in order to stay safe on the road. Well the same goes for fraud.

"Just like legitimate businesses, fraudsters are planning ahead for 2013," says James Gifas, head of RBS Citizens Treasury Solutions.

December is National Write a Business Plan Month - so designated to encourage unhappy employees to become their own satisfied bosses. Whether your goal is to own your own business, become a consultant, a speaker or an author, you'll need to start with a business plan.

After years of coaching successful professionals in a variety of disciplines, I've come to see that when conflicts arise, many of us tend to care more about being 'right' than we do about finding the best course of action.

From luxury automobiles to high-tech electronics, the phrase "made in Japan" is synonymous with quality and reliability. The Japanese have a well-deserved reputation for their relentless pursuit of excellence, but it wasn't always that way.

Freddie Mac recently released the results of its Primary Mortgage Market Survey
(PMMS
), showing fixed mortgage rates easing slightly and remaining near record lows to keep homebuyer affordability high and attractive to those looking to refinance.

RealtyTrac
recently released its U.S. Foreclosure Market Report
for November 2012, which shows foreclosure filings - default notices, scheduled auctions and bank repossessions - were reported

on 180,817 U.S. properties in November, a decrease of 3 percent from October and down 19 percent from November 2011 - marking the 26th consecutive month with an annual decrease in foreclosure activity. The report also shows one in every 728 U.S. housing units with a foreclosure filing during the month.